Formula

| TCSE | tangible common shareholders' equity |
| TSE | total shareholders' equity |
| PS | preferred stock,preferred shares,preference shares |
| GW | goodwill |
| IIA | identifiable intangible assets |

| TCSE | tangible common shareholders' equity |
| TSE | total shareholders' equity |
| PS | preferred stock,preferred shares,preference shares |
| GW | goodwill |
| IIA | identifiable intangible assets |
