Gross Debt Service Ratio,GDS,GDSR

Formula or Equation

Gross Debt Service Ratio,GDS,GDSR formula,equation,calculator
GDSGross Debt Service Ratio,GDS,GDSR
AMPannual mortgage payments,AMP
PTproperty taxes,PT
AGFIannual gross family income,annual gross household income,GFI,GHI,AGFI,AGHI

Formula or Equation Note

This is a way of estimating the maximum home-related expenses you can afford to pay each month. To qualify for CMHC insurance, the total should not exceed 32% of your gross monthly household income. The gross family income is the combined gross income of all the members of a household who are 15 years old and older.

Calculator(how to use calculator?)

Gross Debt Service Ratio,GDS,GDSR formula,equation,calculator
Annual mortgage payments (AMP)
Property taxes (PT)
Annual gross family income (AGFI)
Gross Debt Service Ratio (GDS)


  1. Wikipedia article: .
  2. Gross Debt Service Ratio - GDS.

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