住房开支占家庭税前总收入的比例,总收入负债比,净负债比值,家庭债务的偿债比率

公式或方程式(Formula or Equation)

住房开支占家庭税前总收入的比例,总收入负债比,净负债比值,家庭债务的偿债比率 formula,equation,calculator
Gross Debt Service Ratio,GDS,GDSR住房开支占家庭税前总收入的比例,总收入负债比,净负债比值,家庭债务的偿债比率
annual mortgage payments,AMP全年按揭贷款偿还总额,全年还债总金额
property taxes,PT地产税,房地产税,房产税
annual gross family income,annual gross household income,GFI,GHI,AGFI,AGHI家庭年总收入

公式或方程式注释(Formula or Equation Note)

这是一个估计最大的家庭有关的费用你能负担得起每月支付的方式.要符合CMHC保险,总量不宜超过您的家庭每月总收入的32％.大多数贷方建议总收入负债比不超过家庭税前总收入的32%.家庭总收入是家庭内房屋贷款的所有共同借款人的薪金,工资,佣金和其它界定收入抵扣前的总和.家庭全年总收入包括年满15岁及15岁以上所有家庭成员的总收入.

计算器(Calculator)(how to use calculator?)

住房开支占家庭税前总收入的比例,总收入负债比,净负债比值,家庭债务的偿债比率 formula,equation,calculator
全年按揭贷款偿还总额 (AMP)
地产税 (PT)
家庭年总收入 (AGFI)
住房开支占家庭税前总收入的比例 (GDS)
Precision

参考文献(References)

  1. Wikipedia article: .
  2. Gross Debt Service Ratio - GDS.

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