Front-end ratio,FER,Front-End Debt-to-Income Ratio,FEDTI,DTI,FEDTIR

Formula or Equation

front-end ratio,FER,Front-End Debt-to-Income Ratio,FEDTI,DTI,FEDTIR formula,equation,calculator
FERfront-end ratio,FER,Front-End Debt-to-Income Ratio,FEDTI,DTI,FEDTIR
MPImortgage principal and interest,MPI,MPAI
MIPmortgage insurance premium,MIP
HIPhazard insurance premium,HIP
PTproperty taxes,PT
HADhomeowners' association dues,HAD
OFother fee,OF
GMIgross monthly income,GMI

Formula or Equation Note

Front-end ratio is the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and homeowners' association dues [when applicable]). Front-end ration should not be more than 28% for a new loan.

Calculator(how to use calculator?)

front-end ratio,FER,Front-End Debt-to-Income Ratio,FEDTI,DTI,FEDTIR formula,equation,calculator
Mortgage principal and interest (MPI)
Mortgage insurance premium (MIP)
Hazard insurance premium (HIP)
Property taxes (PT)
Homeowners' association dues (HAD)
Other fee (OF)
Gross monthly income (GMI)
Front-end ratio (FER)


  1. Wikipedia article: Debt-to-income ratio.

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