Back-end ratio,BER,back-end debt-to-income ratio,BEDTI,BEDTIR

Formula or Equation

back-end ratio,BER,back-end debt-to-income ratio,BEDTI,BEDTIR formula,equation,calculator
BERback-end ratio,BER,back-end debt-to-income ratio,BEDTI,BEDTIR
MPImortgage principal and interest,MPI,MPAI
MIPmortgage insurance premium,MIP
HIPhazard insurance premium,HIP
PTproperty taxes,PT
HADhomeowners' association dues,HAD
CCPcredit card payments,CCP
CLPcar loan payments,CLP
SLPstudent loan payments,SLP
CSPchild support payments,CSP
APalimony payments,AP
LJPlegal judgments payments,LJP
OFother fee,OF
GMIgross monthly income,GMI

Formula or Equation Note

Back-end ratio is the percentage of income that goes toward paying all recurring debt payments, including those covered by front-end ratio, and other debts such as credit card payments, car loan payments, student loan payments, child support payments, alimony payments, and legal judgments. Back-end ration should not be more than 36% for a new loan.

Calculator(how to use calculator?)

back-end ratio,BER,back-end debt-to-income ratio,BEDTI,BEDTIR formula,equation,calculator
Mortgage principal and interest (MPI)
Mortgage insurance premium (MIP)
Hazard insurance premium (HIP)
Property taxes (PT)
Homeowners' association dues (HAD)
Credit card payments (CCP)
Car loan payments (CLP)
Student loan payments (SLP)
Child support payments (CSP)
Alimony payments (AP)
Legal judgments payments (LJP)
Other fee (OF)
Gross monthly income (GMI)
Back-end ratio (BER)


  1. Wikipedia article: Debt-to-income ratio.

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